Sun Financial Online

We have an extensive database of pre-foreclosure, auction and bank-owned foreclosure listings that is updated daily.Our American Customer Service is delighted to assist you.

Our Foreclosure listings Service

We the owners of Sun Financial Online have been operating a number of real estate information portals on the Internet. Sun Financial Online features a much expanded and more sophisticated distressed property listing service than ever before.

Availability

We are now among the largest providers of distressed and FSBO property listings in North America.

Experience

We have also streamlined the website by categorizing listings and incorporating an advanced search capability to help subscribers save valuable time. For added convenience, the customer service department has also been expanded and enhanced to accommodate our fast growing client base.



Thank you for visiting SunFinancialOnline.com! SunFinancialOnline.com (the “Site”) is operated by The First House Financial Corporation (“we,” “us” or “our”).

By visiting or using the SunFinancialOnline.com Web site (the "Web site") the user ("User") agrees to be bound by these Terms of Service and that such agreement constitutes a binding contract between User and SunFinancialOnline.com. If User does not wish to be bound by these Terms of Service, the User should not visit or use the SunFinancialOnline.com Web site. SunFinancialOnline.com reserves the right to change these Terms of Service from time to time at its sole discretion. In the case of any violation of the Terms of Service, SunFinancialOnline.com reserves the right to seek all remedies available by law and in equity for such violations. These Terms of Service apply to all visits to the SunFinancialOnline.com Web site, both now and in the future. What is the Membership Fee? How long is it good for? SunFinancialOnline.com charges a membership fee($199). This membership is valid for 1 year and does not automatically recur. Recurring membership options bill at the rate of $13.71/month until canceled. Members are able to access the Members Area Section of our website and search our property databases, and get access to additional services from our agents.

 

General Disclaimer

Although SunFinancialOnline.com has made reasonable efforts to place accurate information on this Web site, assumes no responsibility for the accuracy of the information. SunFinancialOnline.com PROVIDES THIS WEB SITE CONTENT "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, TO THE FULLEST EXTENT ALLOWED BY LAW. SunFinancialOnline.com FURTHER DISCLAIMS ALL OTHER WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SunFinancialOnline.com DOES NOT WARRANT UNINTERRUPTED OR ERROR FREE FUNCTIONS CONTAINED IN THIS SITE OR ITS CONTENT OR THAT THE WEB SITE OR ITS SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

 

Limitation of Liability

SunFinancialOnline.com SHALL NOT BE LIABLE FOR DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES RESULTING FROM THE USE OR INABILITY TO USE THIS SITE, WHETHER OR NOT SunFinancialOnline.com HAS BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES. THIS INCLUDES DAMAGES FOR NEGLIGENCE OR GROSS NEGLIGENCE. THIS PROVISION IS SUBJECT TO POSSIBLE LIMITATION UNDER STATE LAW.

 

Indemnification

User agrees to indemnify and hold harmless SunFinancialOnline.com, at User's sole expense, against any claim, action, legal proceeding, damages, liability, settlements, expenses (including attorneys' fees) and other costs relating to (i) breach of any of these terms by any party; (ii) User's negligence or misconduct, or (iii) claims that User has infringed the copyright, trademark, trade secret, patent, or other proprietary right of a third party.

 

Restrictions on Use of Material

The subscription to SunFinancialOnline.com services is intended for individual or private use only. The commercial resale, electronic extraction or reformatting of information available on the SunFinancialOnline.com Web site or on any other co-branded Web site, by any subscriber in any capacity, is strictly prohibited and a material condition to the use of the SunFinancialOnline.com site. Data mining, screen scraping, downloading or any other activity designed to obtain, re-use, reformat, re-sell the proprietary or other foreclosure information contained within the SunFinancialOnline.com or co-branded Web sites in a commercial manner is strictly prohibited.

SunFinancialOnline.com reserves the right to immediately terminate any account that is being used in such activity. The reposting, manipulation, display or other Web-based presentation of data obtained through the SunFinancialOnline.com Web site on the Internet or through email is strictly prohibited and may constitute copyright, trademark or service mark infringement. In the event that any subscriber is determined to be engaged in any activities prohibited in this section, SunFinancialOnline.com may seek injunction in any court located in Santa Cruz County, California or the United States District Court for The Central District of California. And, the subscriber through the use of this site consents to the jurisdiction of said courts and shall and agrees to be liable for all attorneys fees incurred as the result of any enforcement of any injunction for legal action related to any wrongful action referenced herein.

 

Trademarks, Service Marks, & Logos

All trademarks, service marks, logos, or other corporate identifications (collectively, "Marks") on this Web site are trademarks or service marks of SunFinancialOnline.com another entity. User agrees not to use, copy, reproduce, republish, upload, post, transmit, distribute, or modify these Marks in any way. The use of these Marks on or as a link to any other Web site is strictly prohibited without prior written approval by SunFinancialOnline.com.


Code of Behavior

User agrees not to post on the Web site any content that (a) is libelous, defamatory, obscene, pornographic, abusive, harassing, or threatening, (b) contains viruses or other contaminating or destructive features, (c) violates the rights of others, including protections of copyright, trademark, patent, trade secrets or any right of privacy or publicity, or (d) otherwise violates any applicable law. User will not post on this Web site any links to any external Internet sites that are obscene or pornographic. Any information that you provide to SunFinancialOnline.com must be true, complete and accurate, must not represent you as someone else or falsely identify any third party, and must not violate any law, statute, ordinance or regulation.

Usage of the subject site shall be limited to non-robotic, non-mechanical or other non-artificial/software based searches which shall not exceed 200 searches per 24 hour period. Violation of this use policy subjects the user to immediate termination of service without refund or pro-rated credit for any subscription fee.

By subscribing to the SunFinancialOnline.com service, User agrees not to disclose any assigned access code to others. User also agrees not to distribute the information contained in SunFinancialOnline.com com to any person or organization, by any means, printed, electronic or other.


Cancellations/Refunds

Notwithstanding any other terms in this Agreement, there are no other Refunds the Company will make other than contained in this "Refund and Cancellation Policy" section of this Agreement.

All request for refunds and cancellations have to be made in writing via USPS Certified Mail addressed to the specified location of Customer Service on the Contact Us page of the Web Site, E-Mail, or Fax to 831-515-5200. Upon approval confirmation will be given. No refund or cancellation will be made unless the Company and the User settle in writing each request for refund or cancellation. All refunds will be issued by check only and sent via USPS Priority mail with signature confirmation. Refund checks will be issued within thirty calendar days of the written agreement between the Company and User. The check will be addressed to the User's address available to the Company.

Requests for refunds will be accepted after 90 days. The request must include at least 5 denial letters from the homeowners you have contacted through SunFinancialOnline.com The Company has, to its sole satisfaction, verified that the delivered Service was materially deficient in providing the Service as stated in its Service Description on the Web Site at the time of Purchase. The verified deficiencies of the delivered Service were not caused by events outside the control of the Company such as slow internet connections, weather, change of mind/loss of interest, etc.


Links to/from Third Party Sites

This Web site contains links to third party sites. User accesses these sites at User's own risk; SunFinancialOnline.comis not responsible for the contents, changes, updates, or other links contained in a linked site. SunFinancialOnline.comprovides these links merely as a convenience, and the inclusion of such links does not imply an endorsement by SunFinancialOnline.com of the site.

Any third party desiring to link to the Web site must link to the Web site's homepage located at SunFinancialOnline.com. No one may link to any other page of this Web site without the prior written consent of SunFinancialOnline.com.

 

Authorization, Credit Cards, Debit Cards

By signing up to the service provided by SunFinancialOnline.com and by providing credit card, debit card or ACH transaction information, the User consents to the billing for services/access provided by SunFinancialOnline.com


No Partnership or Agency

User understands and acknowledges that no joint venture, partnership, employment, or agency relationship exists or is created between User and SunFinancialOnline.com as a result of use of the Web site.

 

Governing Law

The contents of this Web site and any claims related to it are governed by the laws of the State of California, without reference to its conflict of laws rules. User consents to the exclusive jurisdiction of the state and Federal courts located in Santa Cruz County, California, and User waives to the fullest extent allowed by law the defense of an inconvenient forum to the maintenance of any action or proceeding.

 

Privacy

Unless specifically noted when the information is obtained, SunFinancialOnline.com does not make available to third parties information that personally identifies its Web Site users. With the exception of: If User linked to this page (or subscription form) from another Web site, information entered here may be disclosed to the owners of such Web site. Other information or ideas that Users transmit to or post on this Web site by any means will be treated as non-proprietary, and may be disseminated or used by SunFinancialOnline.com its affiliates or the Vendors for any purpose whatsoever. For more detailed information see our Privacy page.

 

Entire Agreement

By subscribing to the SunFinancialOnline.com service, I agree not to disclose my access code to others. I also agree not to distribute the information contained in SunFinancialOnline.com to any person or organization, by any means, printed, electronic or other.

The above Terms of Service constitute the entire and only agreement between User and SunFinancialOnline.com on the matters described. User understands that User may be subject to further restrictions while using Vendors' Web sites.




Corporate:

USA:
First House Financial
755 Baywood Dr. 
Second Floor,
Petaluma, CA 94954 

PLEASE NOTE: OUR PRIVACY POLICY CHANGES FROM TIME TO TIME. PLEASE CHECK BACK FOR UPDATES.

Use of this website is not intended by persons under 18 years of age. You acknowledge that by registering to use this site and through the submission of information requested, you agree and approve of the terms and conditions of this Privacy Policy and subsequent amendments to this Privacy Policy by your continued use of this website. This Privacy Policy shall govern our use and disclosure of your personal information. If you do not agree and approve of the terms and conditions of this Privacy Policy, you are advised and instructed not to continue and not to complete the registration process (i.e. do not register) or otherwise use or access this site.

This Privacy Policy will provide details and describe how and what information about you is gathered, used, and distributed as a function of this website.

We appreciate that the information you provide to us and that we gather may be personal and private. Some of this information is used to facilitate improvements to our website and to enhance your Sun Financial Online experience. We will/may share information about you with our business affiliates who have provided or may provide goods or services in connection with this site.

Sun Financial Online compiles personal information about you when you register to use this site; when you use or purchase products and services through this site; when you connect or transfer to or from affiliate sites; when you participate in promotions; and when you ask to be provided additional services. The documentation that we gather enables us to analyze our Members interests and preferences, develop new services and enhance current services, improve your experience, and create meaningful affiliate relationships. The type of personal information that Sun Financial Online may gather includes first name; last name; e-mail address; address; city, state and zip code; telephone number; facsimile number; credit card type; credit card number; expiration date of credit card; name on credit card; first name as it appears on check; last name as it appears on check; bank routing number as it appears on check; checking account number; drivers license number; state in which drivers license was issued; date of birth; company name; business telephone number; MLS ID number (if a licensed real estate agent); preferred listings; last five (5) searches; custom saved searches; customer communications, correspondence, e-mails, faxes and customer service/member service memos; customer responses to questionaires and surveys; the Web address where members enter from and exit to; and which pages you visit during your use of this site.

Sun Financial Online may place and access cookies on your computer. Sun Financial Online affiliates that offer goods and/or services on or through this site may place and access cookies on your computer. Cookies placed by affiliates are controlled by the affiliates own privacy policy.

We do not sell or rent your personal information to other companies, entities or individuals without your consent or approval. We do share your personal information in the following events:

* if we are provided your consent or approval;
* to establish and maintain your membership;
* to process payment for goods, services and membership provided to you;
* to assist you in obtaining the goods and services you request;
* to offer promotions, goods and/or services that we believe may be of interest to you;
* to update, improve, modify or enhance the operations of this website;
* in response to a subpeona, court order or other legal process;
* to assist law enforcement or other appropriate entities which we believe in good faith are conducting examinations or investigations of possible fraud or illegal activities;
* to investigate possible violations of our Terms of Use Agreement; or
* pursuant to a transfer of ownership of Sun Financial Online Inc. Your personal information is encrypted and appropriate measures are taken to protect against unauthorized or inappropriate use of your personal information.

You may contact our customer service department to update or correct your personal information at anytime. If you wish to opt out of receiving further communication from us regarding future promotions or other goods and services, please contact our customer service department. Please know that depending on what opt-out choices you select, your ability to maintain your membership and continue to obtain goods and services may be affected. Our customer service department can be reached by e-mail at support@FirstHouseFinancial.com; by telephone at 877-413-7214. The effective date of any opt-out action will be ten (10) business days following the date your opt-out request is received by Sun Financial Online, after which your e-mail address will be added to the suppression files associated with this site.

If you want to request to be removed from further communication with this site, including our Premium Services. We will place your e-mail address on a suppression file associated with this site. Persons whose names appear on our suppression file will have their e-mail addresses checked against all correspondence to be sent by us. Where there is a match, the planned e-mail correspondence will be withheld, and such persons will receive no further e-mail correspondence from us. Your e-mail address will be placed on the suppression list associated with this site following ten (10) business days of the day your opt-out request is received by Sun Financial Online.

We may unilaterally amend this Privacy Policy at any time by posting a new privacy policy on the site. Be sure to check the current terms of any privacy policy in effect by visiting this site. By checking the effective date of the policy, you will know whether the Privacy Policy has been amended. Please note however, that all amended terms, or the new privacy policy shall automatically become effective thirty (30) days after initial posting.

If you choose not to accept or do not agree to be bound by the terms of the revised or amended Privacy Policy, then you must opt out and terminate your Sun Financial Online Membership before the effective date of the revised or amended Privacy Policy. Your failure to take advantage of the opt-out provisions prior to the effective date of the revised or amended Privacy Policy will constitute your agreement and approval to be bound by the revised or amended Privacy Policy after its effective date.

From time to time, we may use your information for new, unanticipated uses not previously disclosed in our Privacy Policy. Please note that if our information practices change at some time in the future, we will use only data collected from the time of the new policy amendment forward for those new purposes.

Special Notification for California Residents

Individual customers who reside in California and have provided their personal information may request information regarding disclosures of this information to third parties for direct marketing purposes. Such requests must be submitted to us at the following mailing address: Sun Financial Online, 755 Baywood Dr. Second Floor, Petaluma, California, 94954. This request may be made no more than once per calendar year. We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.

This Privacy Policy is effective beginning September 30, 2009.